Make up to


On sale of cards

Refer a friend for a card and get cash/points now

Get a loan at



Borrow and solve short term needs with maali loans



Annual cash back

Enjoy a seasonable return on your savings

Our Digital Banking Services were incorporated in November 2020 to deepen the penetration of financial services to the unbanked and underserved individuals.

Maalicard aims at developing and deepening the penetration of consumer financial products and services using technology as a medium of outreach. It supports both individual or non-individual accounts while building a network of agents/merchants accepting the cards or e-payments, card sales for individuals and corporate /Institutional users. Maali technology allows for multi-currency, for a single card holder, savings, deposit, transfer, inward remittances, P2P payments and also offers rescue loans to individuals with digital savings with out terminating their saving plan. The service is seamless, transparent, affordable and easily accessible.

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Digital Banking Anywhere

Mobile Banking

Instant access to your money on any device using our app.

No need for internet

Use your phone /dial *284*211# to begin using our services

Pay bills

Benefit from seemless cash payments for utilities

Send cash

Register your free web account from your country to send cash to Uganda.

Free P2P payments

Enjoy a free ecosystem .Refer your friends to share costless services

24/7 support

Our Support team is available online to solve any banking issues


Our Innovative Service Offers

“ It is a thought of progress that matters in changing lives of communities. One initiative with the right intentions builds societies with lasting impacts.“

M.J. Kintu
Mar. 22.2022

Personal Accident Policy

In partnerships with MUA Insurance we are offering tailored insurance plan for individuals / groups promoting safety for riders and passangers

Commodity Off Taker Solutions

Are you a commodity buyer or produce trader , enroll for free cashless farmer payment platform with a free store inventory tracking system

Dedicated Investment Forums/Clubs

Looking for investments tools /Pools ; use the maali digital tools to support your joint or collective investment plans

The Digital Banking Revolution

Inspiring Statistics for the Sector

Our Interest in the Sector is deepened by the motivating economic statistics of our times ; hence the drive in our investments and innovation.

Total Population in UG46.43%
Target Population above 18yrs76.50%
Literacy ( Adult+18)80%
No. people using internet26.20%
Individuals with Bank A/C 59.20%

Mobile money transactions

Mobile penetration

Inward remitances

GDS as % of GDP

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Sign up for a card

Get a card

Connect to Send, Save, Spend, and Share Financial Benefits.

Maali ecosystem offers an opportunity to belong to a network of individuals united in the art of managing their finances while creating a wealth future with key principles of transparency, traceability, and accountability.

Maali creates “ Safe and convenient payment options for merchants” to enroll off-takers, employers, and merchants to power the card with funds and drive the penetration to Mass Market by enabling payments via the MaaliCard to the people/ labors in the farms, to farmers suppling produce/ commodities to buying stores.

Maali enables the users to access “affordable financial services” while transacting with channels that are almost 50+ cheaper than other prevailing options on the market.

Maali is a Medium of Service Connection via the MaaliCard and Maalipot by allowing retailing of services like insurance, loans, utility payment, and another service like hotels, ticketing, and transport, etc

Join the Maalicard family

Online Account

Click to register for an online account

Click here to start

Become a Merchant

Join maali as a trading enterprise or cash out agent.

Apply now

Digital Saving Group

Register your group and digitalise saving collection

Register now

Dial *284*211#

No internet cost,register for an account


Our partners

Latest blog posts

Neo Banks disrupting the traditional banking eco system

Maalicard simplifies corporate onboarding for Online Account Opening

Changing trends in the financial sector
A wake up call for financial institutions