School Pocket Money Service

Maalitoto is a Cashless Pocket Management service that offers a lifetime account for learners to evolve alongside their digital banking supported by parents or guardians. It features continous financial training and and involvement in Maali Financial , fostering a holistic approach to financial empowernment and education.

Our Profile

Cashless Pocket Money services for schools

Benefits of Cashless Pocket Money Service

Convenience, Safety, Security,Real-time Tracking and Monitoring,Early Financial Literacy, Digital Skills Development and Customization for Parental Control.

How Learners Can Use the Maalitoto Card

Payment at the canteen or bursar office with POS machine/internet-enabled device, payment for goods and services in authorized supermarkets and withdrawal at Maalipay Agents out of the school.

Service Guarantees and Availability

Registered member of FITSPA, Escrow account monitored with Housing Finance Bank, Holds Non-Deposit Taking Institution license from UMRA,Operates in partnership with Interswitch EA for Digital Card Payment, Data protected by the Data Protection and Privacy Act, 2019 and 24/7 availability with a call center for troubleshooting.

How to Enroll Learners

The school provides the necessary information for the Dashboard setup, learner details submitted to Maalicard, school loads float for learner account activation, Parent or guardian receives OTP for account secondment and parents fund learners via mobile money or Airtel.

Join the Maali Toto Family

Login to School Dashboard

Apply for an account through school Dashboard

Click here to start

Login to Parents Account

Join maali as a trading enterprise or cash out agent.

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Top up Learners Account

Register for an online payment collection link for your website

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Account Login

Login in to your Mali Toto Account

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